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Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, on Tuesday said that the Federal Housing Administration is going to permit its lenders to allow home buyers to use the $8,000 tax credit as a down payment. Previously, most...

BUYERS! 2009 First-Time Home Buyer Tax Credit National Association of REALTORS® Bringing the Dream of Homeownership Within Reach As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress...

Economic Stimulus Information Posted by Finance Department March 19, 2009 On February 17, 2009, President Obama signed into law the American Recovery and Reinvestment Act of 2009. The "stimulus bill" represents the latest and largest effort...

Real Estate Short Sale Do you owe more than your home is currently worth and you need to sell your home? If so a real estate short sale may be the service you need. What is Short Sale? A real estate short sale is when you owe more than your properties...

Before you read the blog, I'd like to share a story with you: I have a friend who checked her credit 2 months ago and her score was 665 (very good score). She was approved for a loan up to 140,000 and began shopping for a home. She had an out-standing...